At Foresight, our philosophy is to focus on each client and market's needs, and reverse engineer a wide variety of products and services to help individuals and companies grow and protect their financial balance sheets.   However, growing can expose some inherent risks that are unavoidable, and if not properly insured or avoided, it may have catastrophic results.

Our extensive selection of products and services help our professionals become less product driven, and more solution orientated.   Our goal is to help each client minimize risk by protecting key assets and maintain liquidity.

Key Service Offerings:

  • Social Security Claiming Strategies Optimization
  • College Planning
  • Retirement Income Planning
  • Pension Planning for Business
  • Business Continuity and Valuation Planning

Some of our product offerings include:

Life Insurance:

  • Term Life Insurance
  • Convertible Term Life Insurance
  • Key Man Life
  • Whole Life Insurance
  • Indexed/Fixed Universal Life Insurance

Annuities:

  • Fixed Index Annuities
  • Multi Year Guaranteed Annuities
  • Fixed Annuities
  • Single Premium Annuities (SPIA)
  • Group annuity contracts

 

Health Insurance:

  • Medicare Supplement Programs
  • Major Medical Insurance
  • Medical Stop/Loss Programs
  • Self Insured Health Programs
  • Individual Dental Insurance
  • Disability Insurance (long and short)
  • Long Term Care Insurance
  • Critical Illness/Indemnity Insurance Plan

EMPLOYEE Benefits:

  • Group Life, Disability, 401K Plans, Executive Deferred Compensation and Pension Programs
  • Voluntary Benefits 
  • Wellness and Risk Management Programs
  • Pet Insurance
  • Executive carve out guaranteed issue life and disability programs

Property and Casualty:

  • General Property and General Liability
  • Standard Business Owner Policies (BOPS)
  • Vacant Dwelling Fire
  • Builder's Risk
  • Apartment Buildings
  • Tenant Policies
  • Condo Association Master Insurance
  • Excess Umbrella
  • Commercial Auto
  • Worker's Compensation
  • Restaurants and Hospitality Industry
  • Specialty Markets for Limos, Medallions, Livery, Fuel Transportation
  • Non Profit package programs
  • Real Estate & Mortgage Principal E&O programs
  • Employer liability coverage
  • Performance bonds
  • Self insured programs
  • Home Owners
  • Personal Auto

 

cash Flow Management and Capital Markets:

  • Merchant Services Solutions, Merchant Service Cash Advance Programs, Electronic Payment Funds Cash Advance Programs
  • Mezzanine Debt Financing
  • SBA Programs/ Asset Back Lending Programs
  • Access to Private Equity

*Cash flow and Capital Markets offered through strategic partners